Stripe charges 2.9% + 30 cents for processing credit card payments*, and Pro and Enterprise plans do not have any additional processing fees or application fees attached.
For Solo and Starter plans, Copilot has a 1% application fee attached to all credit card transactions.
ACH Payment Fees
The processing fees for ACH payments are a lot lower than credit cards. The ACH transaction fee is only 0.80%, capped at $5 maximum.
For example, a $100 ACH payment incurs a $0.80 fee.
Any ACH payments above $625 cost $5.