If you do not see this gear icon, it is because your login does not have permissions to make those changes.
This may be because you are a user login rather than the primary account. The primary account will usually be the Owner, or whichever user/email signed up for Copilot.
To find the primary account, click Team > Employees.
Scroll down until you see Owner. This will be the account that has access to the gear icon.
